Help to Buy


Help to Buy

There are several different types of Government "Help to Buy" Schemes and all are designed to help you get on the property ladder.

Help to Buy - ISA

Unfortunately the Help to Buy ISA closed to new accounts at midnight on 30 November 2019. If you have already opened a Help to Buy ISA (or did so before 30 November 2019), you will be able to continue saving into your account until November 2029.

Help to Buy - Shared Ownership

If you can’t quite afford the mortgage on 100% of a home, Help to Buy: Shared Ownership offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to.

Help to Buy - Equity Loans

With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.


CLICK ON THE LINK TO ACCESS THE OFFICIAL GOVERNMENT WEBSITE

HELP TO BUY WEBSITE


If you have any questions or would like to arrange a no obligation chat, please click here or use one of the icon links at the top of the page.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.